Fishing Tackle Insurance from Anglers First Insurance
Anglers First Insurance provides specialized insurance coverage for fishing tackle equipment and related activities. It is designed specifically for amateur anglers, acknowledging the unique risks and requirements associated with fishing. The policy is underwritten by AXIS Managing Agency Ltd on behalf of certain underwriters at Lloyd’s, ensuring robust financial backing and credibility.
The insurance covers various aspects crucial to anglers, such as:
- Public Liability Cover: This is included in all policy options and offers up to £5 million in coverage. It protects against legal liabilities that may arise due to accidents causing injury to others while fishing.
- Personal Accident Cover: This covers incidents of accidental death or loss of limb(s) or eye(s), with the coverage amount varying based on the chosen policy option.
- Equipment Coverage: The policy provides options for covering fishing equipment against theft or accidental damage. Policyholders can choose different levels of coverage, ranging from £2,000 to £16,000, depending on their needs. The policy also includes coverage for bait, tackle box and contents, and a record catch.
- Additional Benefits: The insurance includes 24-hour premises cover, night fishing cover, and coverage while fishing abroad for up to 60 days.
- Special Considerations: For equipment stored in a shed, the policy covers up to 75% of its value. Items costing £300 or more need to be declared for coverage, and proof of ownership may be required in the event of a claim.
- Exclusions and Limitations: The policy has a standard excess of £100 for each claim related to accidental damage or theft. It also places a limit of £3,000 for any single item of equipment.
- Affordability and Flexibility: The annual premiums start at £79, with options to pay in monthly installments. The policy provides a range of coverage options to suit different needs and budgets.
Anglers First Insurance emphasizes its commitment to the angling community, offering a product developed by anglers for anglers. Their collaboration with Mead Sport and Leisure and promotion by Angling Direct further enhances their connection with the fishing community.December 7, 2023 11:09 am